The Union Answer to Living on Your Own Money, and the Ceiling Croatia Puts on the Test
reaches you through Nationals of the Union and the wider Economic Area
The general rule it sits on
The Zakon o strancima is one of the few in Europe that defines a digital nomad in its own glossary and lists their stay as a purpose of temporary residence in its own right. Article 3(1)(43) sets the test by negation: employed or working through communications technology for a company that is not registered in Croatia, and not providing services to employers in Croatia. Article 57(1) point 11 makes that a purpose of residence. The money is high and it is written as a multiple rather than a sum: the government's Uredba asks a digital nomad for at least 2.5 times the average monthly net salary paid in Croatia the previous year, against 57 per cent for an ordinary temporary residence. Since NN 40/2025 the permit runs up to 18 months and may be extended once inside that window, and when it ends the applicant waits six months before asking again. The two consequences nobody puts beside the permit are what make it unusual: the Zakon o porezu na dohodak exempts the receipts a digital nomad earns from a foreign employer, and the health insurance Act releases them from the duty to join the compulsory scheme and leaves them paying their own medical bills. A person on this permit is inside the country and outside both systems.