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Българска народна банка

Applies the rule

The central bank, which supervises payment service providers and publishes the Закон за платежните услуги и платежните системи in its own print under /bnbweb/groups/public/documents/bnb_law/. The copy read here is consolidated to ДВ бр. 71 от 2026 г. and carries the amendment that redenominated the basic payment account into euro from 1 January 2026, with the date printed in the article itself.

The body that applies the rule and decides applications. It publishes what it requires, which is authoritative about its own practice but is not the text of the law.

www.bnb.bg

Cannot be cited for

It is authoritative about payment services and about the ordinances it issues, and about nothing else. The anti-money-laundering obligations that decide what a bank asks a foreigner for are in a different Act, supervised by a different body, and were not read. The PDF's cross-reference table is broken, so a local extraction fails and the file can only be read through the extraction service.

Re-check every

90 days

Publication rhythm

Statute prints are refreshed after each amendment and the header carries the issue list.

Re-check triggers

an amendment to chapter four, section IV of the ЗПУПС, which is the basic payment account · the annual publication by the BNB of average fees under article 120(6)

Facts resting on this publisher · 2