NextSpring

Superintendencia de Bancos (Ecuador)

Applies the rule

Ecuador's banking supervisor. It publishes the codified norms it applies to banks, organised as Libro, Título and Capítulo, including the chapter governing the basic deposit account and the identity a bank must verify before opening one.

The body that applies the rule and decides applications. It publishes what it requires, which is authoritative about its own practice but is not the text of the law.

www.superbancos.gob.ec/bancos

Cannot be cited for

The codified chapters it hosts carry their own amendment history and no statement of currency. Every amendment in the basic-account chapter is a Junta Bancaria resolution, the latest from September 2014, and the Junta Bancaria was replaced that same month by the Junta de Política y Regulación Monetaria y Financiera under the Código Orgánico Monetario y Financiero. Whether a chapter survived that reform is not answerable from the chapter itself. It also governs one product at a time: a rule about the cuenta básica binds that account and says nothing about the others a bank offers.

Re-check every

180 days

Publication rhythm

Codified norms are re-issued when the regulator amends them, on no announced schedule, and the published files carry a date of compilation rather than a date of currency.

Re-check triggers

a resolution of the Junta de Política y Regulación Monetaria y Financiera on deposit accounts · a reform of the Código Orgánico Monetario y Financiero · the basic-account chapter is reissued under a new numbering

Pages we hold

We keep the text of each page as we read it, and every quotation on this site is checked against that stored text. A page held more than once moved while we were watching.

Facts resting on this publisher · 1