Superintendencia de Bancos de Panamá
Issues the instrumentPanama's banking supervisor. It issues the Acuerdos that bind banks on customer due diligence, and its current one repealed the rulebook almost all published guidance still describes.
An instrument published here takes legal effect on publication. This is where the law becomes the law.
www.superbancos.gob.paCannot be cited for
It sets the regulatory floor and says nothing about what any individual bank requires: reference letters, a local tax number and proof of income are commonly demanded above the minimum and are facts about that bank. Note also that two different instruments are published under the same file name in different directories, so a citation must carry the full path.
Re-check every
90 days
Publication rhythm
Acuerdos appear as adopted. The HTML index is broken; the PDF paths work.
Re-check triggers
a new Acuerdo on customer due diligence · a FATF or GAFILAT evaluation · the adaptation deadline set by the current Acuerdo