An Ecuadorian Identity Card First, and at One State Bank a Two-Year Visa Behind It
Answer
The general rule applies to you
No exception is recorded for citizens of Bolivia on this topic. That is the answer, not a gap - everything below is the rule you get, unchanged.
81 exceptions recorded across 33 countries · none match Bolivia to Ecuador · Opening a bank account
Ecuador answers this the way Colombia does and then adds a condition nobody repeats. The supervisor's rule for the basic deposit account asks a bank to verify identity against an Ecuadorian cédula: the cédula de ciudadanía for Ecuadorians, the cédula de identidad for foreigners. A passport is not named. That puts the identity card before the account, and the visa before the identity card. BanEcuador, the state development bank, then publishes which cards it will actually accept, and the answer is a card held on a temporary visa of at least two years, or a permanent one. Someone lawfully resident on a one-year temporary visa holds a valid Ecuadorian cédula and is still outside that door.
At a glance
- Identity document required
- An Ecuadorian cédula
De ciudadanía for Ecuadorians, de identidad for foreigners. A passport is not named.
- Account this rule governs
- The cuenta básica
Other account types are governed elsewhere and are not covered by this record
- Refugees, under the rule
- Foreign Ministry document attesting the 12-IV visa
- BanEcuador, cards accepted
- Temporary visa of at least 2 years, or permanent
- One-year temporary visa
- Holds a cédula and is still outside BanEcuador's door
Read from the bank's own list; it is a condition of that bank, not of Ecuadorian law
Requirements
- Identity is verified against an Ecuadorian cédula: de ciudadanía for Ecuadorians, de identidad for foreigners
- A foreign passport is not named as an identity document for this account
- A refugee presents the identification issued by the Foreign Ministry attesting the 12-IV visa
- At BanEcuador the accepted cards are those held on a temporary visa of at least two years, or a permanent visa
- At BanEcuador a valid refugee card is accepted in place of a cédula
- A refugee opening an account at BanEcuador is additionally asked for a certificate of good standing with a landline telephone number
What applies to you
Nothing changes for a citizen of Bolivia
We have no rule recorded that treats your citizenship differently here, so the general rule above is the one that applies to you. That is an answer, not a gap.
What the law says
«Previamente a la apertura de una cuenta básica se debe verificar la identidad del solicitante, para lo cual se solicitarán el original y copia de la cédula de ciudadanía, para los ciudadanos ecuatorianos; o, el original y copia de cédula de identidad para los ciudadanos extranjeros.»Our translation - not official
Before a basic account is opened the applicant's identity must be verified, for which the original and a copy of the cédula de ciudadanía will be requested for Ecuadorian citizens, or the original and a copy of the cédula de identidad for foreign citizens.
The cédula de identidad is issued by Ecuador to resident foreigners. A foreign passport is not among the documents named, which is what puts the identity card, and therefore the visa, before the account.
Read it at the sourceAbout this source
Ecuador's banking supervisor. It publishes the codified norms it applies to banks, organised as Libro, Título and Capítulo, including the chapter governing the basic deposit account and the identity a bank must verify before opening one.
Standing: Applies the rule
Cannot be cited for: The codified chapters it hosts carry their own amendment history and no statement of currency. Every amendment in the basic-account chapter is a Junta Bancaria resolution, the latest from September 2014, and the Junta Bancaria was replaced that same month by the Junta de Política y Regulación Monetaria y Financiera under the Código Orgánico Monetario y Financiero. Whether a chapter survived that reform is not answerable from the chapter itself. It also governs one product at a time: a rule about the cuenta básica binds that account and says nothing about the others a bank offers.
We re-read it every 180 days. More about this source
«En el caso de refugiados se requerirá el documento de identificación extendido por el Ministerio de Relaciones Exteriores, Comercio e Integración que le acredite poseer la visa 12-IV.»Our translation - not official
In the case of refugees, the identification document issued by the Ministry of Foreign Affairs, Trade and Integration attesting that they hold the 12-IV visa will be required.
About this source
Ecuador's banking supervisor. It publishes the codified norms it applies to banks, organised as Libro, Título and Capítulo, including the chapter governing the basic deposit account and the identity a bank must verify before opening one.
Standing: Applies the rule
Cannot be cited for: The codified chapters it hosts carry their own amendment history and no statement of currency. Every amendment in the basic-account chapter is a Junta Bancaria resolution, the latest from September 2014, and the Junta Bancaria was replaced that same month by the Junta de Política y Regulación Monetaria y Financiera under the Código Orgánico Monetario y Financiero. Whether a chapter survived that reform is not answerable from the chapter itself. It also governs one product at a time: a rule about the cuenta básica binds that account and says nothing about the others a bank offers.
We re-read it every 180 days. More about this source
«identidad para extranjeros (se acepta cedulas con visa temporal mínimo dos años y visa permanente)»Our translation - not official
identity card for foreigners (cards held on a temporary visa of at least two years, and permanent visas, are accepted)
Quoted exactly, including "cedulas" without its accent, as the bank publishes it. The surrounding sentence in the same PDF has lost word spacing in extraction, so this fragment was chosen because its spacing survived intact.
Read it at the sourceAbout this source
Ecuador's state-owned development bank, which publishes the document list it asks of an applicant opening an account, separately for Ecuadorians and for foreigners.
Standing: Applies the rule
Cannot be cited for: It speaks for itself and for nobody else. State ownership does not turn a bank's document list into regulation: what is published here is what BanEcuador asks, not what Ecuadorian law requires, and another bank may ask for more or less. The published list is also a scanned-looking PDF whose text layer has lost word spacing in places, so a quotation taken from it can read as though it were mistyped when it is being reproduced exactly.
We re-read it every 120 days. More about this source
Practical notes
The chapter this rests on is a 2011 resolution whose last amendment is from September 2014, and every amendment it carries was issued by the Junta Bancaria. That body was replaced in September 2014 by the Junta de Política y Regulación Monetaria y Financiera under the Código Orgánico Monetario y Financiero. Whether the chapter survived the reform unchanged is not answerable from the document, and has not been established here.
The rule quoted governs the cuenta básica, a simplified deposit account. It is not a statement about every account an Ecuadorian bank offers, and this record does not make one.
BanEcuador's condition is one bank's. It is recorded because it is published and checkable, not because it binds anyone else, and the two-year threshold should not be read as a national rule.
- administersNormas para el contrato de apertura de cuenta básica - Libro I, Título VI, Capítulo XI
Superintendencia de Bancos (Ecuador)
About this source
Ecuador's banking supervisor. It publishes the codified norms it applies to banks, organised as Libro, Título and Capítulo, including the chapter governing the basic deposit account and the identity a bank must verify before opening one.
Standing: Applies the rule
Cannot be cited for: The codified chapters it hosts carry their own amendment history and no statement of currency. Every amendment in the basic-account chapter is a Junta Bancaria resolution, the latest from September 2014, and the Junta Bancaria was replaced that same month by the Junta de Política y Regulación Monetaria y Financiera under the Código Orgánico Monetario y Financiero. Whether a chapter survived that reform is not answerable from the chapter itself. It also governs one product at a time: a rule about the cuenta básica binds that account and says nothing about the others a bank offers.
We re-read it every 180 days. More about this source
- administersRequisitos para apertura de cuentas
BanEcuador B.P.
About this source
Ecuador's state-owned development bank, which publishes the document list it asks of an applicant opening an account, separately for Ecuadorians and for foreigners.
Standing: Applies the rule
Cannot be cited for: It speaks for itself and for nobody else. State ownership does not turn a bank's document list into regulation: what is published here is what BanEcuador asks, not what Ecuadorian law requires, and another bank may ask for more or less. The published list is also a scanned-looking PDF whose text layer has lost word spacing in places, so a quotation taken from it can read as though it were mistyped when it is being reproduced exactly.
We re-read it every 120 days. More about this source